Down Payment Assistance
Home Mortgage Loan Special Programs
There are several programs available for homes located anywhere in Ohio that provide funds for down payment and/or closing costs. This assistance comes in the form of grants which do not have to be repaid and/or second liens which must be paid in full when the home is sold or refinanced. The interest rates are fixed for 30 years. These programs have restrictions based on your family income, family size and the County you are purchasing in. Not all of the programs require that you be a first time homebuyer.
Ohio Housing Finance Agency
The Agency offers a variety of programs to help first-time homebuyers, renters, senior citizens and others find quality affordable housing that meets their needs. The Agency also works with developers and property managers of affordable housing throughout the state.